| PERSONAL CHECKING SERVICES | |||
| *Medallion
Silver Checking |
*Medallion
Gold Checking |
*Medallion
Platinum Checking |
|
| Perfect for... | Basic
simple checking services |
Everyday
checking with unlimited ATM / Internet Banking |
Interest
bearing checking for the higher balances |
| Opening Balance | $50.00 |
$200.00 |
$200.00 |
| Interest Bearing | N/A |
N/A |
Tiered
rates depending on balance |
| Free Checks | N/A |
Yes |
Yes |
| ATM Usage Fees | 5
Free |
Unlimited
Free |
Unlimited
Free |
| Overdraft Protection | **$200 |
**$300 |
**$300 |
| Refund other Bank ATM Fees | N/A |
All |
All |
| Internet
Banking & Debit Cards |
*Free |
Free |
Free |
| *Additional
fees may apply, please contact bank ** A fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means. |
|||
A Non-Sufficient Funds – Item Paid Fee ($28.00) will be charged
each time an item is presented for payment and there are insufficient
funds in the account to pay the item but the item is paid. A Non-Sufficient
Funds – Item Returned Fee ($28.00) will be charged each time an
item is presented for payment and there are insufficient funds in the
account to pay the item and the item is returned. For purposes of determining
these fees, an item is any debit (check, ATM debit, Point of Sale debit,
Automated Clearing House debit, a preauthorized debit, check returned
that was deposited to your account, and similar type of item) to your
account excluding service charges and these fees. Customers with overdraft
privileges must bring the account to a positive balance within 30 calendar
days of the date of an overdraft to avoid suspension or revocation of
the overdraft privilege. The bank reserves the right to pay or return
any item presented for payment where an account does not have sufficient
funds to pay the item.
Transaction Account Guarantee Program (TLGP)
Dallas City Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2013, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Customers with interest-bearing Transaction Accounts will continue to be insured through December 31, 2013 for up to $250,000 under the FDIC’s general deposit insurance rules. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.
USA Patriot Act
Important Information
About Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial instructions to obtain, verify and record information that identifies each person who opens an account.
What this means to you:
When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your drivers's license or other identifying documents.
