| BUSINESS CHECKING AND SAVINGS SERVICES | ||||
| *Small
Business Checking |
*Account
Analysis Checking |
Community
Investment Account |
Business
Savings Account |
|
| Perfect for... | Smaller
business with limited transactions |
Larger
businesses and organizations |
Non-profit
Organizations Only |
Basic
savings for business |
| Opening Balance | $200 |
$200 |
$200 |
$200 |
| Interest Bearing | N/A |
N/A |
Yes,
with one tier |
Yes,
with two tiers |
| Free Checks | No |
No |
Yes |
N/A |
| Internet Banking | Yes |
Yes |
Yes |
Yes |
| Additional Information | 100
items per month & $0.50 each additional item |
Earnings
credit is accrued on 100% of the average collected balance less
a 10% reserve requirement on the ledger balance. No service charge
if sufficient funds are kept on deposit to offset activity charges. |
This
account is only available to Non-profit Organizations |
Six
withdrawals per quarter |
| *Additional fees may apply, please contact bank | ||||
Transaction Account Guarantee Program (TLGP)
Dallas City Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2013, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Customers with interest-bearing Transaction Accounts will continue to be insured through December 31, 2013 for up to $250,000 under the FDIC’s general deposit insurance rules. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.
USA Patriot Act
Important Information
About Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial instructions to obtain, verify and record information that identifies each person who opens an account.
What this means to you:
When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your drivers's license or other identifying documents.
