ACH Services
The Automated Clearing House (ACH) network enables electronic payments for payroll deposits and payments to be handled and processed in an appropriate manner. This saves time and money.
Wire Transfer Services
Originate wire transfers using the ease of your home or office computer. It’s a fast, reliable and secure way to send funds electronically between financial institutions domestic or internationally.
Lock Box Service
Remittance processing services (lock box) provides you with the ability to receive payments sent directly to a local post office box and deposited here at Dallas City Bank the same day it arrives. This process reduces companies mail and improves ckeck availability.
Zero Balance Accounts
A ZBA is used to eliminate excess and concentrate balances in separate accounts. Maintain greater control over disbursements. Funds will be automatically transferred from a master account in the exact amount of the items being presented.
Sweep Accounts
Sweep accounts are used to earn interest on the excess cash in accounts. Funds are automatically swept into an investment account after a predetermined target balance has been chosen. The remaining collected funds will sweep into an attractive high yield account. If the account balance falls below the target balance, funds will be transferred back to the checking account. This product is not FDIC insured.
Merchant Card Services
With the ability to accept credit card payments this will simplify your business operations and increase revenue. Dallas City Bank has formed an alliance with a top quality provider to offer reliable and competitive priced credit card processing. With this service, you will have the ability to authorize virtually any credit card, including MasterCard, Visa, Discover and American Express.
Remote Deposit Capture
DCB Direct is our product which allows the customer to scan checks and transmit the images for deposit electronically without ever leaving the office. It saves time, gains funds availability and improves cash flow.
